Living on your own

            Hello, I want to talk today about living on your own. Living on your own is to use the income we in the future for the needs of daily lives. Daily lives is not just about to eat and drink, but also about the place of residence, vehicle, and other necessities. For example a clothes, the costs of transportation, and the cost of utilities (electric ,water ,and phone). Why we must talk about living on your own? Because it is  not forever, we use money from parents. I will show you one my living on your own.

            In the future I want to be auditor so I must prepare what I must have to be a professional auditor.  First I will talk about my fixed expense. In the future I will rent a apartment, to do this all I will use my 30% my salary for the costs of rent the apartment. My salary target is 5.000.000 rupiahs for the fresh graduation so I think I will get that. Then I use 200.000 rupiahs for motorcycle insurance and 800.000 for motorcycle payment, that’s all 1.000.000 rupiahs. I think buy a motorcycle will be good for the future because it like investment for the future.  I done use 50% from my salary future I must save to much my money for the others need.

            Next is about my flexible expenses. I use 50% from my salary future for my needs daily. So I use 600.000 for savings, 1.000.000 for foods, 100.000 for cost of utilities, 50.000 for parking, 100.000 for repairs. 300.000 for clothing, 100.000 for entertainment, 150.000 for household items, 100.000 for personal items, if I sum that all my cost in flexible expense its 2.500.000 rupiahs. So I will use my 50% for fixed expenses and 50% flexible expenses. So my totals expense = my totals income for now. So I think I must find other job like a part time, or sell in online shop.

            If only speak in the living on my own it is very easy. But that also followed with ad consistent and managerial money, because with a consistent and managerial money we can figure out how we use the money was for the benefit of the most wise and not for pleasure on that day. Don’t use more that 40% of your salary for your lifestyle, we must consider the needs of the other. So take your money properly and don’t fall in sheer desire.