Hello, i wanna
tell you how to calculate if you buy a car with a credit contract. I want buy a
car but not today, i just wanna know how much i be pay to get the car if i used
a loan car. So if you want too buy a car, you must know car have a fixed costs
like depreciation, interest on loan, insurance, registartion fee, license,
taxes and variable cost like gasoline, oil and other fluids, tires, maintenance
and repairs, parking and tolls. If you want got a good price, dont just trust
one dealer, but you can go any dealers to know how much price the car. Then you
must too much read about car to know if you buy car what you must doing.
I
be choosed a car this is Brio Satya 1.2, why i choose that because new front
grill, new design alloy wheel, new interior design, best fitur, immobilizer, gcon +ace, abs + ebd,
pretensioner with a load limiter. Then i can used to drive faster like a racer.
The Brio Satya Automatic
Prestige and its price is Rp 149.600.000. Then I have known the Annual
Percentage Rate, the length of the loan,the monthly payments, the total finance
charge and the totals to be repaid.The APR is 10% and the length is 5 years. I
chose 10% for the APR because the higher APR i chose, the more money I spend
for it then actually no I got no benefit.
Rp 149.600.000 x 10% x 5 (years) = Rp. 74.800.000
Rp 149.600.000 + Rp 74.800.000 = Rp. 224.400.000
So
i must paid the car of 5 years Rp 224.400.000 with the Annual Percentage Rate
is 10%, you can know if you paid cash you will be save 3x from the price loan
car.
Then
if i buy a Brio Satya 1.2 i will be get warranties, the warranties give me to
check if the car will be error and change a machine if cant used again but have
a time its be 1 year. So if i used car more 1 year and get a problem with the
car, i cant used again my warranties. The warranties will be helpful for you to
check your problem car so if you have a warranties you just bring a contract
about your car and your warranties car.
So
the conclusion is when you want to buy or loan a car you have choose car is
match to you even it is new or the used one. You can buy a car for lifestyle or
for you job, this is you must know because you must paid it. The most important if you buy a car is the
machine, convenience, designs, safety and warranties also insurance if you
think that it is necessary to you. And the last one you if you buy a loans car
you must calculate how much you buy in 1 year, or 3 years, or 5 years, it will
be helpful to know how much to paid the car.
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