Credit

            Who doesn't know about credit? Credit is the provision of money or bills that can be equated with it, based on the approval or agreement of loan borrowing between banks with another party which require that the borrower's to pay off a loan after a certain period of time with a grant of interest. In practice a day – the day of credit loans stated in the form of either a written agreement under hand or are materially. And as a safety guarantee, the borrower's will fulfill the obligations and submit a guarantee of either material or are not material. Actual credit target staple in the provision of such loans are the provision of a capital as a means to carry out its business activities so that the credit (bank Fund) provided that no more than mere production of staple.
            Advantages of credit one of which you can buy without cash with credit so that if you don't have cash you can buy such items also do not have to carry too much cash for things such as eating out, shopping, or other needs, the Bill will appear at the end of the month (usually) corresponds to expenditure which you use and you can customize with your expenses.
            But credit also has flaws that teach to live on consumerist and not saving so that people compelled to continue to use the credits to a desire not a necessity. the community will continue to use credit without thinking about what he can afford it or not whether or not according to your needs.
           Credits may use but must comply with the requirements, so we don't fall for use it redundantly in addition to credit that helps us to bring money to minimize crimes that are often happening around our community.