Did you have a
credit card? Or you didn’t know for what credit card? Credit card it is like a
service from the bank and the bank will be asked about the credit card. Credit
card will be help you when you don’t bring too much money to eat, shopping, or
other to paid it with the credit card. To get a credit card you must know the
terms and condition and apply from bank.
If you want the credit card you must know about Annual Percentage Rate,
Grace Period, Annual Fee, and Transaction Fees. When you used credit card for
transaction you have time to pay the liabilities to the bank, usually monthly
and yearly.
Credit card have
features you must know. First credit limit, credit limit is like you have a
maximum limit to used the credit card. Credit limit will be different in other
bank, example : credit limit Rp. 10.000.000 so you just can used the credit
card reached no more than of Rp. 10.000.000, so you can’t used the credit card
more than Rp.10.000.000. Next is how widely the card is accepted, You just can used
your credit card a certain place, and cooperation with the bank of your choice.
And the last one is services, the bank will be give a good services about that.
So you can asked to the bank or you have a question about credit card, and ask
for a settlement.
When you want to
get a credit, the bank have a the rules must be completed and obey. So what you
must to do if you’re denied credit. If
you think the reasons for the denial are valid, Ask the creditor if you can
provide additional information or arrange alternate credit terms, Apply to
another creditor whose standards may be different, do the things you need to do
to improve your creditworthiness and then reapply. Then if you are not sure
whether the reason for the denial is valid, Ask the creditor to explain why you
were denied, Review your credit history, If you find your credit history
contains errors, take steps to correct the errors.
If you wanted the credit card you must know
for what you have a credit card, if the credit card it’s really help you and
can easily your needs not wants you can used the credit card. And one thing you
must know, used a credit card as possible in accordance with the revenue
because if it exceeds the revenue it really made you very difficult to paid it.
Tidak ada komentar:
Posting Komentar